1. Educational and informational content
Our articles, charts, analysis, and data visualizations are intended for informational and educational purposes only.
Not professional advice
Latinometrics is a media and data journalism platform, not a financial adviser, broker-dealer, investment adviser, legal firm, or tax consultant. Our content does not constitute professional advice of any kind. We provide independent analysis and commentary about Latin American economies, markets, and business trends.
No personalized recommendations
We do not provide personalized investment recommendations, trading advice, or tailored financial guidance. Our articles and research cover broad economic trends, data analysis, and regional insights that may be of general interest to readers.
Consult qualified professionals
Before making any business, investment, legal, or tax decisions, consult with licensed professionals who can provide advice specific to your situation. This is particularly important for cross-border transactions, currency decisions, and investment choices in emerging markets.
2. Content accuracy and data sources
While we strive for accuracy, our content has limitations that users should understand.
Journalism standards
We research and fact-check our articles using reputable sources including government data, central banks, international organizations (World Bank, IMF, OECD), academic research, and credible media outlets. However, economic data is often revised, and emerging market statistics may be incomplete or subject to methodological limitations.
Currency data
Our currency tools display exchange rates from ExchangeRate-API and official central bank sources. Rates change constantly and the values shown may not reflect current market conditions. Actual transaction rates include spreads, fees, taxes, and may be affected by capital controls (especially in countries like Argentina and Venezuela).
Third-party information
We may reference or link to third-party research, reports, and data sources. We are not responsible for the accuracy, completeness, or reliability of external content. Always verify critical information with primary sources.
Time sensitivity
Economic conditions, policies, and market dynamics change rapidly. Articles reflect conditions at the time of publication and may become outdated. Check publication dates and look for updated analysis on ongoing topics.
3. Editorial independence and opinions
Independent analysis
Latinometrics maintains editorial independence. Our analysis, commentary, and opinions are our own and do not represent the views of any government, corporation, or financial institution. We may cover topics and hold perspectives that some readers disagree with.
Opinion and analysis
Some of our content includes subjective analysis, interpretation, and opinion. These represent our editorial perspective based on available data and research, but reasonable people may interpret the same information differently. Economic forecasts and predictions are inherently uncertain.
No conflicts of interest
We do not accept payment for editorial coverage. While we may have partnerships or sponsors (clearly disclosed), they do not influence our editorial content. Premium subscriptions support our independent journalism.
4. Limitation of liability
You use our platform and content at your own risk and discretion.
No warranty
Our content is provided "as is" without warranties of any kind, express or implied. We do not guarantee that our content is accurate, complete, current, reliable, or suitable for any particular purpose. While we aim for high quality, errors may occur.
Service availability
We strive for high uptime and reliable access, but cannot guarantee uninterrupted service. Technical issues, maintenance, or other factors may temporarily limit access to our platform.
Limitation of damages
To the maximum extent permitted by law, Latinometrics, its founders, and contributors are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our platform or reliance on our content. This includes but is not limited to financial losses, business interruptions, or investment decisions made based on our articles or analysis. Our aggregate liability is capped at USD $100.
User responsibility
You are solely responsible for your use of our content and any decisions you make based on it. You should independently verify any information that is important to you and seek professional advice before taking action.
5. Intellectual property and usage
Copyright ownership
All content on Latinometrics—including articles, charts, data visualizations, graphics, logos, and other materials—is owned by Latinometrics or our licensors and protected by copyright and intellectual property laws.
Personal use
You may view, read, and share our content for personal, non-commercial purposes. Sharing links to our articles on social media or via email is encouraged and permitted.
Commercial use restrictions
You may not republish, redistribute, resell, or use our content for commercial purposes without written permission. This includes but is not limited to republishing our charts, copying full articles, or using our analysis in commercial reports or publications. Contact us at hola@latinometrics.com for licensing inquiries.
Attribution required
If you reference or cite our research, analysis, or data in your own work (academic papers, blog posts, presentations, etc.), you must provide clear attribution to Latinometrics and link back to the original source.
6. External links and third-party content
Links to external sites
Our articles may include links to third-party websites for reference or additional context. We are not responsible for the content, accuracy, privacy practices, or availability of external sites. Visiting third-party sites is at your own risk.
No endorsement
Links to third-party sites, products, or services do not constitute an endorsement. We may link to resources we find useful or relevant, but readers should conduct their own due diligence.
7. Changes to this disclaimer
Updates
We may update this disclaimer periodically to reflect changes in our operations, services, or legal requirements. Material changes will be communicated through our newsletter or a notice on our website. Continued use of our platform after changes constitutes acceptance of the updated disclaimer.
Acceptance of terms
By accessing and using Latinometrics, you acknowledge that you have read, understood, and agree to this disclaimer. If you do not agree with these terms, please discontinue use of our platform.
Questions about this disclaimer?
For questions about this disclaimer, licensing inquiries, or legal matters, contact hola@latinometrics.com.